Verification

Mortgage Handoff Scenarios

Pure simulation of the consent-driven transition into HomeQual Mortgage. Each scenario reports the trigger, what is shown, what is transferred, the consent record, the handoff snapshot, the timeline stage before/after, the next action, and duplicate-prevention.

Some assertions failed — review below.

Trigger

Show Financing is the active stage · urgency soon

Fields shown

Your goal and target date · reqYour purchase or payment goal · reqLife event and motivationFinancing questions already discussedInformation you shared about your financesCompleted journey milestonesQuestions and concerns you raised

Fields transferred

goal_timingpurchase_goallife_eventfinancing_discussedconsumer_infocompleted_milestonesconcerns_questions

Consent record

state: granted · approved: goal_timing, purchase_goal, life_event, financing_discussed, consumer_info, completed_milestones, concerns_questions · disclosure mortgage_handoff_v1

Handoff snapshot

immutable: true · sources: consumer_provided

Advisor opportunity

Consultation Scheduled · HomeQual Mortgage · MortgageEntry

Timeline stage

before: financing=active, pre-approval=not_started → after: financing=completed, pre-approval=preparing

Next action

Your HomeQual Mortgage Advisor will reach out within one business day to start a financing conversation where HomeQual left off.

Duplicate prevention

blocked (409)

Assertions

Financing not marked completed

Pre-approval not auto-advanced

No lender_verified values implied

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